It is also difficult when working wages are not always livable wages. In Pinal County it takes an income of $16/hour to afford a reasonable place to live. Often times this makes it necessary for a person to work two jobs to just “make ends meet” or for more than one member of the family to work. What happens if you earn $12/hour? This leaves the worker chronically short. What happens when a car breaks down, illness strikes or a job is lost? There is no savings account to buffer the fall.
Can you make it through the month? Try it out here with this simulation: http://playspent.org/
CULTURAL PRACTICES AND TIME
Commercialism is difficult to fend off in today’s society of “BUY IT NOW. PAY IT LATER” with convenient payment options and an increased market presence of corporations marketing specialty loans such as payday or title loans, to individuals that may not understand what those mean in dollars and cents. This includes the most atrisk population of the elderly.
WHAT CAN WE DO?
WHAT ARE WE DOING?
1. United Way of Pinal County is implementing a practical financial literacy program that will reach the most at risk population. Register for our course at: http://financeuwpc.weebly.com/
2. The Volunteer Income Tax Assistance Program (VITA) provides free federal and state tax preparation and filing assistance for qualifying individuals and families.This service is available in person at a local establishment or online through MyFreeTaxes.com, which is the first online initiative allowing free federal and state tax prep and filing in all 50 states and the District of Columbia. Individuals or families with a household income of $62,000 or less can prepare and file taxes for free on MyFreeTaxes.com.
3. Promoting healthy lifestyle choices so that youth stay in high school and obtain a diploma.